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Terms of Service

Last updated: May 2026

⚠️ PLEASE READ CAREFULLY

These Terms of Service contain a binding arbitration clause and class action waiver (Section 13). By agreeing to these terms, you agree that disputes will be resolved through individual binding arbitration, and you waive your right to participate in a class action lawsuit or class-wide arbitration.

By accessing or purchasing any product from Memory Code Method ("Platform", "we", "us", "our"), you agree to be bound by these terms. If you do not agree, do not use our services or purchase our products.


1. Acceptance of Terms

1.1. By completing a purchase, downloading materials, or accessing this website, you confirm that you have read, understood, and agree to all terms outlined herein.

1.2. We reserve the right to update these terms at any time. Material changes will be notified via email or a notice on our website. Continued use after changes constitutes acceptance.

1.3. If you do not agree with any part of these terms, you must not use our website or purchase our products.

2. Eligibility

2.1. By using our services, you represent that you are at least 18 years of age or accessing under the supervision of a parent or guardian.

2.2. You represent that you have the legal capacity to enter into a binding contract.

3. Intellectual Property Rights

© 2026 Memory Code Method — All Rights Reserved

"Memory Code Method" is a trademark. The name, logo, visual identity, written content, illustrations, diagrams, PDFs, audio files, and all materials provided are protected by United States Copyright Law (Title 17, U.S. Code) and international copyright treaties.

3.1. The following actions are strictly prohibited:

  • Copying, reproducing, distributing, reselling, renting, lending, or sharing the content
  • Uploading the material to download sites, file-sharing platforms, Telegram/Discord groups, forums, or P2P networks
  • Modifying, translating, or creating derivative works from the original content
  • Removing copyright notices or author attribution
  • Using the content for commercial purposes without express written authorization

3.2. Your license is personal, non-exclusive, non-transferable, and revocable. You purchase the right to USE the content for your own personal learning — not to reproduce, distribute, or resell it.

3.3. Copyright Infringement Penalties

Copyright infringement under U.S. law (17 U.S.C. § 501) can result in:

  • Statutory damages of up to $30,000 per work (up to $150,000 for willful infringement)
  • Actual damages and profits attributable to the infringement
  • Court costs and reasonable attorney's fees
  • Criminal penalties including fines and imprisonment (17 U.S.C. § 506)

We actively monitor unauthorized distribution. Violators will be pursued to the fullest extent of the law under the Digital Millennium Copyright Act (DMCA).

4. Product Description and Accuracy

4.1. We strive to describe our products accurately. However, we do not warrant that product descriptions, pricing, or other content on our site is complete, reliable, current, or error-free.

4.2. Images, mockups, and descriptions are for illustrative purposes. The actual product may vary slightly.

4.3. We reserve the right to update, modify, or discontinue products at any time without prior notice.

5. Purchase and Payment

5.1. All transactions are processed through a third-party payment processor (Hotmart). We do not store credit card information.

5.2. Access to the material is granted immediately upon payment confirmation.

5.3. All prices are listed in U.S. Dollars (USD). Sales tax may apply depending on your jurisdiction.

5.4. You are responsible for providing accurate payment and contact information.

6. Refund Policy

6.1. We offer a 60-day money-back guarantee from the date of purchase. If you are not satisfied for any reason, request a refund within 60 days.

6.2. To request a refund, email [email protected] with the subject "REFUND" and your purchase details.

6.3. Refunds are processed within 5-10 business days and credited to the original payment method.

6.4. After a refund is issued, your access to the product will be revoked.

7. DISCLAIMERS — IMPORTANT LEGAL NOTICES

🚫 7.1. NO GUARANTEE OF RESULTS

Memory Code Method is an educational product. We make NO GUARANTEES, either express or implied, regarding:

  • Academic performance, exam passage, or grade improvement
  • Approval in any specific test, certification, or competitive examination
  • Career advancement, salary increase, or job placement
  • Memory improvement beyond individual capacity or effort
  • Any specific outcome, result, or level of achievement

Individual results vary significantly. Success depends on numerous factors beyond our control, including but not limited to: the user's prior knowledge, dedication, consistency, study environment, cognitive ability, time commitment, and proper application of the techniques taught.

Do not purchase this product if you expect guaranteed results or if you are not willing to put in the effort required to apply the techniques.

📋 7.2. TESTIMONIAL DISCLAIMER

Testimonials displayed on our website or marketing materials reflect the experiences of individual users. They are not guarantees of what you will achieve.

Testimonials may be edited for clarity or length. Some users may have received the product at a discount or free of charge in exchange for their honest review.

Most users do not provide testimonials. The experiences of those who do may not be representative of the typical user's experience. You should not assume that you will achieve the same or similar results.

🩺 7.3. NOT MEDICAL OR PROFESSIONAL ADVICE

Memory Code Method is an educational resource only. It is NOT a substitute for professional medical advice, diagnosis, or treatment.

If you have a medical condition, cognitive impairment, learning disability, or mental health concern, consult a qualified healthcare professional before using our materials. Never disregard professional medical advice because of something you read in our content.

We are not doctors, neurologists, psychologists, or licensed therapists. Our content does not create a doctor-patient, therapist-patient, or any professional-client relationship.

📚 7.4. EDUCATIONAL PURPOSE ONLY — "AS IS"

Memory Code Method and all associated materials are provided "AS IS" and "AS AVAILABLE" without any warranty of any kind, either express or implied, including but not limited to:

  • The implied warranties of merchantability or fitness for a particular purpose
  • Warranties that the content will be error-free, uninterrupted, or current
  • Warranties that the techniques will work for any particular individual

We do not warrant that our website or products will be compatible with all devices, browsers, or operating systems. Your use of the materials is at your own risk.

🎯 7.5. DESCRIPTION AND FAIR USE DISCLAIMER

Product descriptions, sales pages, and marketing materials provide a general overview of the content and are not binding guarantees of specific topics, chapters, or features. We reserve the right to update, modify, or restructure the content at any time.

Our content may reference third-party products, services, or publications for illustrative purposes. These references do not constitute endorsement or affiliation unless expressly stated.

8. Limitation of Liability

8.1. TO THE FULLEST EXTENT PERMITTED BY LAW, in no event shall Memory Code Method, its owners, employees, agents, or affiliates be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of or inability to use our products or website.

8.2. This includes, without limitation, damages for:

  • Loss of profits, data, or goodwill
  • Lost study time or exam opportunities
  • Personal injury or emotional distress
  • Costs of procuring substitute products or services

8.3. Our total liability to you for any claim arising from these terms or your use of our products is limited to the amount you paid for the specific product giving rise to the claim.

8.4. Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

8.5. You acknowledge that the price paid reflects this allocation of risk.

9. Indemnification

You agree to indemnify, defend, and hold harmless Memory Code Method, its owners, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorney's fees) arising from:

  • Your use of or reliance on our products
  • Your violation of these terms
  • Your violation of any third-party rights, including copyright or privacy rights
  • Any claim that your use of our products caused damage to a third party

10. User Conduct

10.1. You agree to:

  • Not use the content for any unlawful purpose
  • Not share your access credentials with third parties
  • Not attempt to bypass security or protection systems
  • Not submit false or defamatory reviews
  • Not use our content to compete with us or create a competing product

11. Third-Party Services

11.1. Our products may be delivered through third-party platforms (Hotmart, email services). We are not responsible for the privacy practices, terms of service, or security of these third parties.

11.2. Our website may contain links to third-party websites. We are not responsible for the content or practices of those sites.

11.3. Any references to third-party products, services, or publications are for informational purposes only and do not constitute endorsement.

12. Privacy and Data Protection

12.1. We collect only your name and email address, necessary for product delivery and communication.

12.2. You may request deletion of your data at any time by email.

12.3. We do not sell or rent your personal data to third parties.

12.4. We comply with applicable privacy laws including the California Consumer Privacy Act (CCPA) where applicable.

12.5. See our Privacy Policy for complete details.

13. Binding Arbitration and Class Action Waiver

⚖️ READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS

This section limits your ability to litigate claims in court and your ability to participate in class actions.

13.1. Mandatory Binding Arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms, your purchase, or your use of Memory Code Method products (including but not limited to contract, tort, statutory, or fraud claims) shall be resolved by confidential, binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.

13.2. Class Action Waiver. YOU AND THE MEMORY CODE AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER PARTY ONLY IN ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. You waive your right to participate in a class action lawsuit, class-wide arbitration, or any other representative proceeding.

13.3. Small Claims Option. Notwithstanding the above, either party may bring an individual claim in small claims court in your county of residence or New York County, New York, provided the claim is within the court's jurisdiction and proceeds on an individual basis only.

13.4. Arbitration Procedure. The arbitration will be conducted by a single neutral arbitrator. The location of the arbitration shall be New York, New York, unless the parties agree otherwise or the AAA rules provide otherwise. The arbitrator's decision shall be final and binding and may be entered in any court having jurisdiction.

13.5. Costs. The AAA rules will govern payment of filing and arbitration fees. In most cases, your share of fees will be limited to $250 or less. We will not seek attorney's fees in arbitration unless the arbitrator determines that your claim is frivolous or brought in bad faith.

13.6. Opt-Out. You may opt out of this arbitration agreement by emailing [email protected] within 30 days of your first purchase. Your opt-out must include your full name, email address used for purchase, and a clear statement that you opt out of the arbitration provision.

13.7. Severability. If any portion of this arbitration agreement or class action waiver is found to be unenforceable or invalid, that portion shall be severed, and the remaining provisions shall remain in full force and effect.

14. Governing Law and Jurisdiction

14.1. These terms are governed by the laws of the State of New York and applicable United States federal law, without regard to conflict of law principles.

14.2. For any claims not subject to arbitration (as determined by applicable law), you agree to submit to the exclusive jurisdiction of the state and federal courts located in New York County, New York.

15. Severability

If any provision of these terms is found to be unenforceable or invalid by a court of competent jurisdiction or arbitrator, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

16.1. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Memory Code Method regarding your use of our products and services.

16.2. They supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written.

16.3. Our failure to enforce any right or provision of these terms shall not be deemed a waiver of such right or provision.

17. Contact Information

For legal inquiries, copyright concerns, or formal requests:

📧 [email protected]

Please allow 2-3 business days for a response.


© 2026 Memory Code Method® — All rights reserved. Protected by U.S. Copyright Law.

© 2026 Memory Code Method®

📧 [email protected]